Lino Lakes Real Estate

eTour: Sunny & Bright Home for Sale: Centerville MN: Well Maintained & Clean

2011-10-18T00:39:00.009-05:00

OPEN HOUSE: Saturday, Dec. 10th, 1pm - 3pm

Residential Real Estate for Sale in Centerville MN

1872 73rd St, Centerville MN 55038

Bright and sunny, open floor plan, clean and well maintained split level home with large entryway, maintenance free exterior, flexible floor plan, newer mechanicals, newer roof, and newer appliances in a peaceful neighborhood with easy highway access.

	Patti Ann Kasper REALTOR 763-498-2088 Cell 763-548-1418 Office http://www.househuntinghound.com
	EXIT Realty Nexus 2143 Northdale Blvd Minneapolis, MN 55433 763-548-1400 763-548-1401 Fax Each office independently owned and operated

Copyright 2011 Regional Multiple Listing Service of Minnesota, Inc. All rights reserved. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than EXIT Realty Nexus are marked with the Broker Reciprocity SM logo or the Broker Reciprocity SM thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers.

1872 73rd St
Centerville, MN 55038
$175,000
4 Bedrooms
1 Full Bathroom
0.26 Acres

Scan with your Smartphone for mobile listing

Post created on October 18, 2011 at 12:39 am with PureAgent eFlyers from Onjax

Centerville MN Real Estate - MLS #4094815 - 1872 73rd St, Centerville, MN 55038

2011-10-18T00:38:00.001-05:00

Centerville MN Real Estate - MLS #4094815 - 1872 73rd St, Centerville, MN 55038

Lino Lakes Homes for Sale: Property Search: Updated

2011-04-11T13:05:00.002-05:00

Lino Lakes Real Estate: Houses, Investment Properties, and Commercial Opportunities for Sale

2011-04-10T17:17:00.002-05:00

Just touch the links below to see homes currently listed for sale in Lino Lakes

• Lino Lakes Starter Homes for Sale
• Lino Lakes Affordable Homes for Sale
• Lino Lakes Move-Up Homes for Sale
• Lino Lakes Executive Homes for Sale
• Lino Lakes Luxury Homes for Sale
• Lino Lakes Commercial Properties for Sale
• Lino Lakes Multi-Family Properties for Sale

Thank you for considering Lino Lakes, a growing community located about 20 minutes north of either downtown Minneapolis or St. Paul. As our name implies, there are thirteen lakes for you to enjoy - plus a number of great parks, trails, and other outdoor attractions guaranteed to help retain our town's natural setting and wildlife habitat. The Rice Creek Chain County Regional Park is a 2,550 acre park reserve located on a on beautiful George Watch Lake that hosts the Wargo Nature Center and Rice Creek Campground. Lino Lakes contains numerous city parks and trails which guarantee our town will maintain its natural settings and wildlife habitat and nearby Chomonix Golf Course offers the most scenic round of golf in the Twin Cities with elegant banquet facilities available in the Blue Heron Room. It's no surprise that the City of Lino Lakes won the Minnesota Environmental Initiative Award recently for the best environmental project in the Green Building and Development category.

For more information about my services or how I can help you find your next home, sell your home, buy a business or investment property.Just call Patti Ann Kasper today at 763-548-1418!

To view my interactive on-line real estate magazine with listings, select the banner below:
Patti Ann Kasper, Your Minnesota, North Metro Twin Cities,
and Lino Lakes Real Estate Expert!© Copyright Patti Ann Kasper 2008 All Right Reserved.

Associates of Science Degree in Geographic Information Systems and Cartography from Anoka Ramsey Community College in Coon Rapids, Minnesota. Licensed in Minnesota. Equal Housing Opportunity

Updated Lino Lakes MN Feb 2011 Housing Statistics

2011-03-15T14:31:00.008-05:00

Good News! There are more affordable homes in Lino Lakes now than in recent years. The updated February 2011 median price for single family homes in Lino Lakes is now $210,000. Interest rates are also low and have fallen again recently.

This spring promises to be an active one as there is quite a bit of pent-up demand and interest rates are still very close to their all time lows.

Looking for information about Lino Lakes? Do you have an event or yard sale you want to let your neighbors know about? Check out the Lino Lakes Community Blog.

For more information on Lino Lakes Real Estate, Housing, or to search for homes, please check out my website www.HouseHuntingHound.com

Thanks for visiting and check back for upates!

Updated Lino Lakes MN January 2010 Housing Market Trends

2010-02-22T17:36:00.007-06:00

Lino Lakes MN Real Estate Update for January 2010.

Great News! The percent of list priced received at sale is up by approximately 11% and the "Days on Market" is falling to a more reasonable level of 99 days!

For more information on the housing market in Lino Lakes MN and to search for homes: visit my Lino Lakes page. From there, you will be able to look at the current real estate listings, including both homes for sale and land for sale.

SFR Designation: I am glad to announce that I have just earned the brand new Short Sales and Foreclosure Resource (SFR) designation. This is a brand new designation that assures both buyers and sellers that I have the knowledge and skill to help you naviate the often confusing realm of Short Sales and Foreclosures.

Thanks for visiting. Check back often for updates and more information.

I can help you with any of these topics: Lino Lakes, Short Sale, SFR, Real Estate, North Metro Twin Cities, Minnesota, Homes for Sale, House, Housing, Foreclosures, Land for sale, or Housing Market Info. Just let me know what you are looking for and I'd be glad to help!

Updated Lino Lakes MN December Housing Market Trends

2010-01-12T18:13:00.007-06:00

Lino Lakes MN Real Estate Update for December 2009.

Great News! Home sales are up and the "Days on Market" is falling to a more reasonable level!

Thanks for visiting. Check back often for updates and more information.

Lino Lakes MN Real Estate Market Update

2009-11-16T20:02:00.006-06:00

Lino Lakes MN Real Estate Market Update

Prices are up compared to last October, but still down Year To Date. The inventory of Bank Owned Foreclosures is down, however the number of short sales is growing.

Visit this link to see more informaton about Lino Lakes and to search for homes in Lino Lakes.

Bargain Big Lake Townhome for Sale

2009-06-29T15:32:00.003-05:00

778 Independence Dr NW Big Lake, MN

Click For Listing Website

Click For Interactive e-Tour

There is plenty of room in this huge Big Lake Town Home with three bedrooms, three bathrooms, a completely finished lower level, and a two car garage. This end unit has approximately 2100 square feet of finished living space and is only 4 years old!

Amenities include a gas fireplace, vaulted ceilings, open floor plan, kitchen island, ceramic flooring, ceiling fan, track lighting, built-in storage cabinet in living room, dishwasher, mini blinds, range hood, main floor laundry, two full bathrooms plus a half bath, ample closet space, foyer, egress window, insulated garage, and sprinkler system.

Enjoy care free living with exterior maintenance, lawn care, and snow removal provided by a professionally operated management company.

This former rental property needs some cosmetics, and minor repairs, but is structurally sound. All appliances, and mechanical systems, are in good condition.

MLS# 3804678

$99,000

3 Bed, 3 Bath

778 Independence Dr NW
Big Lake MN, 55309

PattiAnn Kasper

EXIT REALTY EXECUTIVES

763-548-1418

pakasper@EXITrealtyexecutives.com

Lino Lakes Homes for Sale, Great Deals on Fantastic Homes in Lino Lakes, Minnesota, 55038, 55014, 55110, 55126

2008-09-01T23:45:00.004-05:00

Just touch the links below to see homes currently listed for sale in Lino Lakes

• Lino Lakes Homes for Sale Under $150K

• Lino Lakes Homes for Sale $150K to $200K

• Lino Lakes Homes for Sale $200K to $250K

• Lino Lakes Homes for Sale $250K to $300K

• Lino Lakes Homes for Sale $300K to $400K

• Lino Lakes Homes for Sale $400K to $500K

• Lino Lakes Homes for Sale $500K to $750K

• Lino Lakes Homes for Sale Over $750K

For more information about my services, guarantees, or how I can help you
find your next home, sell your home, buy a business or investment property.
Just call Patti Ann Kasper today at 763-548-1418!

To view my interactive on-line real estate magazine with listings, select the banner below:

Patti Ann Kasper, Your Minnesota, North Metro Twin Cities, and Lino Lakes Real Estate Expert!

Associates of Science Degree in Geographic Information Systems and Cartography
from Anoka Ramsey Community College in Coon Rapids, Minnesota. Licensed in Minnesota. Equal Housing Opportunity

Lino Lakes and Blue Heron Days 2008

2008-05-26T00:32:00.010-05:00

Thank you for exploring Lino Lakes, a growing community located about 20 minutes north of either downtown Minneapolis or St. Paul. As our name implies, there are thirteen lakes for you to enjoy - plus a number of great parks, trails, and other outdoor attractions guaranteed to help retain our town's natural setting and wildlife habitat. The Rice Creek Chain County Regional Park is a 2,550 acre park reserve located on a on beautiful George Watch Lake that hosts the Wargo Nature Center and Rice Creek Campground. Lino Lakes contains numerous city parks and trails which guarantee our town will maintain its natural settings and wildlife habitat and nearby Chomonix Golf Course offers the most scenic round of golf in the Twin Cities with elegant banquet facilities available in the Blue Heron Room. It's no surprise that the City of Lino Lakes won the Minnesota Environmental Initiative Award this year for the best environmental project in the Green Building and Development category.

History of the Blue Heron Days Festival: 1st held in 2004, the name was chosen for Lino Lakes' greatest asset, the 2nd largest Blue Heron rookery in the state. It is no surprise that the Blue Heron is the city logo as it symbolizes our community's natural beauty and amenities. Each year our festival brings families out to enjoy new and different activies and events.

Location, Location, Location! - Lino Lakes is located just south of the northern I-35 split. We're close to all of the amenities of the Twin Cities metro area without the sprawl and hassle found in other suburban communities. The natural setting provides a relaxed atmosphere and the ease of access provides for the necessities of life.

Lino Lakes Quick Facts: Three business parks offer access and visibility from both I-35W and I-35E. The city's economic development efforts produced a considerable increase in new business establishments over the past few years - including Super Target, Kohl's, and plans for a new mixed-use downtown development that includes a YMCA and retail, office and entertainment facilities.

County: Anoka
Region: East Twin Cities Metro
US Congressional District: 6
MN Legislative District(s): 52A and 53A
City Web site: http://www.ci.lino-lakes.mn.us/

Population:
Area 2005 Est. 2000 Census
Lino Lakes: 19,698 16,791
Anoka County: 326,393 298,084
Twin Cities Metro: 3,207,067 2,968,806
Minnesota: 5,205,091 4,919,479

Check out our Lino Lakes Video - Touch the Play Button:

For more information about my services or how I can help you
find your next home, sell your home, buy a business or investment property.
Just call Patti Ann Kasper today at 763-548-1418!

To view my interactive on-line real estate magazine with listings, select the banner below:

Touch the banner below to send this information to your friends or family!

Patti Ann Kasper, Your Minnesota, North Metro Twin Cities, and Lino Lakes Real Estate Expert!

© Copyright Patti Ann Kasper 2008 All Right Reserved.

Associates of Science Degree in Geographic Information Systems and Cartography
from Anoka Ramsey Community College in Coon Rapids, Minnesota. Licensed in Minnesota. Equal Housing Opportunity

Looking for Wide Open Spaces - But still want to live close enough to commute to Minneapolis or St. Paul? Check out Otsego MN!

2007-12-30T14:26:00.000-06:00

Click on the links below to view all homes for sale in Otsego, Minnesota (excluding mobile & manufactured homes). Please be patient - it will take a moment to load the listings.

Otsego Single Family Homes

Otsego TownHomes, Condos, or TwinHomes (Duplexes)

As of today, there are 138 single family homes listed for sale in prices ranging from $149,900 all the way up to $1,400,000 - so there is a little something for everyone.

There are also 74 Townhomes, Condos or Duplexes ranging from $104,900 to $419,900 currently listed for sale.

Otsego Minnesota is a growing community located between Interstate 94 (Rogers) and US Highway 10 (Elk River) in Wright County in the northwestern corner of the Twin Cities 9 County Metro area. It is an exurban community just beyond the suburbs where the land was primiarily used for farming until recently.

As you can see in the photo, this new home development (Arbor Creek) has a farm in the background (see the blue silos) and a great park for the kids to play in.

And just down the way, there are farms and horses.

Otsego is growing fast and developing the area along the Interstate as well as Main Street (Mn Hwy 101). Road improvement and widening is underway on Main Street. All of the intersections should be completed in 2008.

Click Here for the Highway 101 Construction Update Page

The city recently celebrated the opening of its new public works building - Sept/Oct City Newsletter and showed it off to the public during its Annual Fall Festival. Otsego has great parks and recreational facilities and is a very family friendly community.

Click here to see more Facts about Otsego Minnesota.

And they proudly announced that they have completed all payments to the City Hall building - it is now owned by the city free and clear!

And just because it is out away from the flash and buzz of the big city doesn't mean you have to suffer.

Otsego has plenty of amenities and family fun activities. Here are pictures of Prairie Park...

...and the Skateboard Park.

So if you are looking to get away from it all without being too far out of it, Otsego is just the place for you!

Check out these deal and then give me a call!

Otsego Single Family Homes

Otsego TownHomes, Condos, or TwinHomes (Duplexes)

Please be patient - it will take a moment to load the listings.

It is a great time to buy a home and there are great deals in all price ranges available. For more information about my services, guarantees or how I can help you find your next home, sell your home, buy a business or investment property - Just call me today at 763-548-1418!

Click here to send this information to your friends or family!

Associates of Science Degree in Geographic Information Systems and Cartography
from Anoka Ramsey Community College in Coon Rapids, Minnesota.

Licensed in Minnesota

Equal Housing Opportunity

Foreclosures Short Sales and Other Things You Need to Know Part 3 of 3

2007-11-17T16:27:00.001-06:00

How can you avoid a foreclosure? Because a foreclosure can ruin your credit for up to 10 years, you may wish to avoid a full foreclosure. But be very careful – foreclosure prevention scams are becoming more common. Make sure you understand the situation before you choose a course of action.

You might be able to avoid the additional costs associated with foreclosure and save your credit by give the lender a Deed in lieu of foreclosure. This is where the borrower simply deeds the property back to the lender without going through the foreclosure process. Lenders are not required to accept this method, but they may be willing to do so in order to save them the time and expense of foreclosing on the property.

Sometimes, it is possible to convince a lender to stop the foreclosure process in order to negotiate a short sale which is a settlement where the lender agrees to release their lien on the property and accept less than the full amount owed on the mortgage. This is also why it is important not to procrastinate.

Or, you may be able to sell the property on the open market before the end of the statutory redemption period. This may involve a short sale when the market value of the property is less than what is owed on the property. The lender may agree to a short sale in order to avoid a loss. Because the lender generally incurs the full cost of the foreclosure (legal fees, upkeep on the property, depreciation, rehabilitation, cost to resell, etc.) I can sometimes convince them to accept a short offer.

In the case of a foreclosure, it is often easier to sell a vacant property. You need to be prepared to move on short notice.

The approval for a short sale may take several months or it may not be approved at all. Some lenders have committees that make the decision and there may also be insurers and other investors involved. If the original mortgage was sold on the secondary market, it may be nearly impossible to get approval for a short sale. Either way, short sales often take quite a bit of negotiating on my part. There are no guarantees that the lender will agree to a short sale. Once you have defaulted on a mortgage, the lender controls the situation and may proceed as they see fit.

One of the conditions of a short sale is that the borrower does not receive any of the proceeds of the sale. Since the lender is going to take a loss they insist that you do not benefit from the sale.

If the lender agrees to full satisfaction of the mortgage via short sale, then they may be tax consequences and you should consult your tax professional in this regard. It is very likely that the lender will issue you a 1099 for the difference between the amount owed and the amount the lender collects after all costs associated with the sale are subtracted. Some lenders may even attempt to get the borrower to sign a promissory note for the remaining amount due.

Lenders are not interested in bailing out borrowers who foolishly overextended themselves. Most of the time, they will require a review of the borrower and only agree to a short sale when there are mitigating circumstances such as a serious illness, layoff, or death. Lenders are not likely to approve a short sale for investors, borrowers with substantial assets, or those who were attempting to flip a home for financial gain.

Your lender will require a review of your financial situation including a written statement explaining your inability to make your mortgage payments. You should also be prepared to provide them with two months' pay stubs, two months' bank statements, your last two tax returns, and possibly other financial information. A delay or denial of a short sale can be caused by the borrower’s inability to provide the timely delivery of the documentation necessary for a full financial review.

For more detailed information see parts 1 or 2. You may also contact me for further assistance.

Part 1 – General overview
Part 2 – Foreclosure process in detail
For information from or through the State of Minnesota:
Minnesota Housing Finance Agency
Minnesota Home Ownership Center
Anoka County Community Action Program
Minnesota Statues dealing with Foreclosure
Early Intervention Foreclosure Prevention Project

Foreclosures Short Sales and Other Things You Need to Know Part 2 of 3

2007-11-17T16:25:00.000-06:00

How does the foreclosure process work? In Minnesota, the legal process is quite different than in many other states. When doing your research, make sure you focus on Minnesota law. The lender may begin the foreclosure process immediately after the borrower defaults on the loan. The following is a basic timeline of events.

Most mortgages in Minnesota contain a power of sale clause. This gives the lender the right to conduct a foreclosure and sell the property without actually going to court. This is also known as a foreclosure by advertisement. The other method which involves the court system is called a judicial foreclosure and is used when the mortgage does not contain the power of sale clause. However, the lender may choose the judicial foreclosure process even when a power of sale clause is included in the mortgage contract.

I will focus on the most common method, which is the foreclosure by advertisement. The lender must advertise the foreclosure in a newspaper in the country where the property is located for at least 6 weeks before selling it to the highest bidder at a public auction. The auction is conducted by the county sheriff and is also known as a sheriff’s sale.

A copy of the notice of foreclosure must be sent to the borrower at least 4 weeks before the sheriff’s sale. This notice contains the legal description, names of the lender and the borrower(s), the original principal amount, the redemption period, the time and place of the sheriff’s sale, and other pertinent information.

There are two redemption or reinstatement periods. The first one is known as the borrower’s equity of redemption – this is the period of time before the sheriff’s sale. In the case of a foreclosure by advertisement, this period is at least the 6 weeks between the initiation of the process and the sheriff’s sale. To cure the default during this time, the borrower must pay all past-due installments and penalties.

The other reinstatement period is the statutory redemption period, which gives the borrower a chance to redeem the property after the sheriff’s sale. In the case of most residential mortgages in Minnesota, it is 6 months.

However, if the property is abandoned, it can be as little as 5 weeks. Evidence of abandonment, such as: termination of utilities, two or more police reports of trespassing or vandalism, safety problems, broken windows, sanitation problems, broken doors, or other signs must be present. This rule 5 week rule only applies to residential properties with no more than four units and under 10 acres.

In some special circumstances, the statutory redemption period is 12 months:
· the mortgage is more than 1/3 paid off,
· the property is more than 40 acres,
· the property is more than 10 acres AND in agricultural use,
· the property is more than 10 acres AND the mortgage was originated prior to July 1st, 1987.
To redeem the property during this period, the borrower must pay the amount of the high bid at the sheriff’s sale plus interest. The high bidder at the foreclosure sale cannot take possession of the property until the end of the statutory redemption period and the borrower is generally entitled to remain in possession until then.

At the sheriff’s sale, the high bidder receives a sheriff’s certificate of sale which is recorded by the county. At the end of the statutory redemption period the recorded document becomes a sheriff’s deed. It is at this point that the high bidder obtains the right to posses the property.

There are generally not very many bidders at the sheriff’s sale because of the long redemption period. Most investors do not want to wait that long or they do not wish to purchase the rights to the mortgage without being able to inspect the property. Most of the time, the lender is the high bidder.

If the proceeds of the sheriff’s sale are insufficient to pay the loan in full and the 12 month statutory redemption applies and the foreclosure by advertisement process was used, the lender may seek a personal deficiency judgment against the borrower to cover the difference. However, if the statutory redemption period was either 5 weeks or 6 months, the lender is limited to the proceeds of the sheriff’s sale and may not take further action against the borrower. The lender has the option of a judicial foreclosure if they wish to seek a deficiency judgment.

In the rare event that the sheriff’s sale generates more than the amount owed plus any liens or other costs, the remainder is returned to the borrower who defaulted on the loan.

If more than one lender is involved the junior lien holders may pay off the primary lender in order to protect their interests in the property. This is the case when there is a 2nd mortgage or when mortgages are “piggy backed” (such as a 80/15/5 mortgage).

You may have heard the term strict foreclosure – this may occur as part of a judicial foreclosure. It is when the court terminates the borrower’s rights to the property and gives the property back to the lender. There is no sheriff’s sale in a strict foreclosure.

For more detailed information see parts 1 or 3. You may also contact me for further assistance.

Part 1 – General overview
Part 3 – Short sale process in detail
For information from or through the State of Minnesota:
Minnesota Housing Finance Agency
Minnesota Home Ownership Center
Anoka County Community Action Program
Minnesota Statues dealing with Foreclosure
Early Intervention Foreclosure Prevention Project

Foreclosures Short Sales and Other Things You Need to Know Part 1 of 3

2007-11-17T16:18:00.000-06:00

With adjustable mortgage rates climbing some homeowners are being priced out of their homes. Here are some answers to your questions regarding foreclosure and short sales from the perspective of a homeowner facing tough decisions.

Pre-foreclosure – While there is no strict legal definition of a “pre-foreclosure” in Minnesota, it is generally considered to be the period of time starting when the homeowner first acknowledges they can no longer make their mortgage payments and ends when the lender decides to begin the legal process of foreclosing on the property. Many lenders will begin the foreclosure process after 3 or 4 missed mortgage payments, but it is up to the individual lender to decide when to begin the foreclosure process.

The homeowner has an opportunity to prevent the foreclosure during this period by:
· Selling their home and using the proceeds to pay the lender in full.
· Contacting the lender to advise them of their situation. Many lenders will work with the homeowner - within reasonable limits – to avoid a foreclosure.
· Paying all missed payments and penalties to come current on the loan.
· HUD approved counseling agencies may also provide you with assistance.
There are many foreclosure prevention schemes and plans. Consumers need to be sure they understand the situation completely before choosing a course of action. Since a foreclosure can ruin your credit for up to 10 years, it is very important to avoid a full foreclosure if at all possible.

This can be an emotional time and expert advice is critical. Try not to dwell on what you could have gotten for your home several years ago or being too inflexible if you decide to sell. Remember the goal is to extricate yourself from a bad situation, hopefully without ruining your credit.

Read parts 2 and 3 for more detailed information and contact me for further assistance.

Part 2 – Foreclosure process in detail
Part 3 – Short sale process in detail
For information from or through the State of Minnesota:
Minnesota Housing Finance Agency
Minnesota Home Ownership Center
Anoka County Community Action Program
Minnesota Statues dealing with Foreclosure
Early Intervention Foreclosure Prevention Project

Lino Lakes Real Estate

eTour: Sunny & Bright Home for Sale: Centerville MN: Well Maintained & Clean

OPEN HOUSE: Saturday, Dec. 10th, 1pm - 3pmResidential Real Estate for Sale in Centerville MN1872 73rd St, Centerville MN 55038

Centerville MN Real Estate - MLS #4094815 - 1872 73rd St, Centerville, MN 55038

Lino Lakes Homes for Sale: Property Search: Updated

Lino Lakes Real Estate: Houses, Investment Properties, and Commercial Opportunities for Sale

Updated Lino Lakes MN Feb 2011 Housing Statistics

Updated Lino Lakes MN January 2010 Housing Market Trends

Updated Lino Lakes MN December Housing Market Trends

Lino Lakes MN Real Estate Market Update

Bargain Big Lake Townhome for Sale

Lino Lakes Homes for Sale, Great Deals on Fantastic Homes in Lino Lakes, Minnesota, 55038, 55014, 55110, 55126

Lino Lakes and Blue Heron Days 2008

Looking for Wide Open Spaces - But still want to live close enough to commute to Minneapolis or St. Paul? Check out Otsego MN!

Foreclosures Short Sales and Other Things You Need to Know Part 3 of 3

Foreclosures Short Sales and Other Things You Need to Know Part 2 of 3

Foreclosures Short Sales and Other Things You Need to Know Part 1 of 3

OPEN HOUSE: Saturday, Dec. 10th, 1pm - 3pm

Residential Real Estate for Sale in Centerville MN

1872 73rd St, Centerville MN 55038